We’ve got all the pieces figured out.

From managing cash flow to planning for your legacy, each “coin” on your financial board plays a crucial role in achieving your goals. Our holistic approach ensures every piece fits together, giving you a clear, comprehensive view of your financial journey. With CapitalWe, no detail is overlooked, and every move is designed to keep you on track toward financial independence.

Take a closer look at our process.

Our process strategy makes it simple to guide you through the game.

  • 1. The Opening Break

    2 meetings to see if we’re the right fit.

    In the first meeting, we’ll get to know you, your financial situation, and your goals. If it feels like a good match, we’ll dive deeper in a second meeting, reviewing your details and outlining how we can add value to your financial journey.

  • 2. Aligning the Shots

    Bringing Clarity to Your Finances

    During the process, we’ll want to organize all of your financial items all under one roof. This is an opportunity to establish your platform for your personal access and track your progress over time.

  • 3. Strategic Strikes

    Let’s align your financial goals.

    This meeting will focus on clarifying your goals and values while reviewing your financial situation to gain a clear understanding of where you are and what you want to achieve. We’ll:

    • Clarify your goals and values

    • Review your current financial numbers

    • Gather any remaining details needed to finalize your plan

  • 4. Pocketing Coins

    Imagine a personalized financial blueprint…

    We’ll provide a detailed plan and a video walkthrough, allowing you to review and absorb your financial picture on your own time. This lets you:

    • Revisit key sections at your convenience

    • Write down any questions

    In our follow-up meeting, we’ll answer your questions and finalize next steps to put your plan into action.

  • 5. Keeping Score

    A little accountability goes a long way.

    It's easy to let life get in the way so we'll help to keep you on track with:

    • Quarterly Check-in Meetings

    • Project Management (e.g.: life insurance, estate planning)

    • Investment Monitoring (e.g: market investments, vetting)

  • 6. Resetting the Board

    Let’s keep your plan up-to-date.

    As life evolves, so should your financial plan. We’ll help you:

    • Refresh your plan annually

    • Conduct mid-year tax and planning reviews

    • Optimize year-end investments and tax strategies

    This ensures your plan stays aligned with your goals, no matter what changes come your way.

Take a closer look at our process.

  • Discovery

    We start by understanding your financial situation and what you're looking for in a planning partnership, with two meetings to ensure we’re the right fit.

  • Organization

    We consolidate all your financial information in one place, creating a strong foundation for your financial planning by aligning all the pieces together.

  • Collaboration

    We work together to clarify your objectives, review your finances, and ensure we’re on the same page before diving into detailed planning.

  • Delivery

    Receive a comprehensive plan and video walkthrough to review on your own time. We’ll refine recommendations and set priorities based on your feedback.

  • Accountability

    We help you stay on track by managing tasks and checking in regularly. Quarterly reviews and ongoing support ensure you’re always moving toward your financial goals.

  • Upkeep

    Your financial circumstances evolve, and so should your plan. We’ll revisit it annually, with mid-year updates to keep everything aligned.

Real Stories, Real Impact

Shivaji and Asha

Situation
Shivaji, a Big Tech professional, and Asha, a stay-at-home mom, were feeling financially stretched despite a $200,000+ salary and significant company stock holdings. With a new car loan, private school tuition, and mortgage payments, their monthly cash flow felt tight.

Solution
As their Personal CFO, we developed a tailored plan to optimize their cash flow by automating their budget and, through a tax-efficient strategy, liquidated some of Shivaji’s stock. This approach reduced taxes, diversified their investments, and freed up monthly cash—allowing them to manage expenses with ease and create financial breathing room.

Names and specific figures have been modified to maintain client confidentiality.

Reena and Nitin

Situation
Reena and Nitin, successful tech professionals, were considering a move back to India but wanted the option to return to the U.S. if things didn’t work out. They needed clarity on tax treatment, managing accounts, and how to approach this as a “temporary” move.

Solution
Through multiple targeted discussions, we answered their specific questions on bank accounts, retirement funds, and avoiding double taxation. Finally, we provided a checklist to keep their return to the U.S. an open option if they decide to come back.

Grecia and Deep

Situation
Deep and Grecia, immigrants from different countries, had recently sold their home and needed guidance on paying down debt, investing for their child’s future, and growing their wealth.

Solution
In managing their investment strategy specifically, we prioritized building an emergency fund and adding tax-free Roth accounts to complement strategic investments and retirement savings. As their income grows, we’ll continue supporting their family’s future planning.

Real Stories, Real Impact

Names and specific figures have been modified to maintain client confidentiality.

  • Shivaji and Asha

    Situation
    Shivaji, a Big Tech professional, and Asha, a stay-at-home mom, were feeling financially stretched despite a $200,000+ salary and significant company stock holdings. With a new car loan, private school tuition, and mortgage payments, their monthly cash flow felt tight.

    Solution
    As their Personal CFO, we developed a tailored plan to optimize their cash flow by automating their budget and, through a tax-efficient strategy, liquidated some of Shivaji’s stock. This approach reduced taxes, diversified their investments, and freed up monthly cash—allowing them to manage expenses with ease and create financial breathing room.

  • Grecia and Deep

    Situation
    Grecia and Deep, immigrants from different countries, had recently sold their home and needed guidance on paying down debt, investing for their child’s future, and growing their wealth.

    Solution
    In managing their investment strategy specifically, we prioritized building an emergency fund and adding tax-free Roth accounts to complement strategic investments and retirement savings. As their income grows, we’ll continue supporting their family’s future planning.

  • Reena and Nitin

    Situation
    Reena and Nitin, successful tech professionals, were considering a move back to India but wanted the option to return to the U.S. if things didn’t work out. They needed clarity on tax treatment, managing accounts, and how to approach this as a “temporary” move.

    Solution
    Through multiple targeted discussions, we answered their specific questions on bank accounts, retirement funds, and avoiding double taxation. Finally, we provided a checklist to keep their return to the U.S. an open option if they decide to come back.

 Frequently Asked Questions

  • You deserve a financial partner who understands the unique challenges and opportunities you face as an immigrant. At CapitalWe, we focus specifically on the needs of young professionals navigating life in the U.S. on visas or Green Cards. Our approach is rooted in transparency, practicality, and a deep understanding of the immigrant experience. We don’t push products or follow cookie-cutter advice; instead, we craft personalized strategies that align with your life goals. Most importantly, we’re here to be your objective guide, providing clarity and confidence as you navigate your financial journey.

  • The people who receive the most value from CapitalWe are Indian immigrants who have been in the U.S. for over 10 years, often working as tech professionals on H1B visas. Our ideal clients are typically earning $250K+ individually or $400K+ as a couple and are navigating the complexities of building wealth, raising a family, and planning for the future.

    While we don’t enforce strict asset minimums, our focus is on aligning with your goals and values. If you're in a significant life transition and want an advisor who understands the unique challenges and opportunities you face, CapitalWe is here to support you.

  • Absolutely! We are set up to work with clients nationwide. We offer virtual meetings and flexible scheduling, so no matter where you are, you’ll receive the same dedicated, personalized service. Many of our clients appreciate the convenience of remote consultations, allowing them to connect with us from anywhere.

  • CapitalWe is a fee-only firm, which means we get paid solely by you—no commissions, kickbacks, or hidden charges. Our fees are straightforward: 1% of assets under management (AUM) or a custom financial planning fee based on your income and net worth. This structure ensures that our advice is aligned with your best interests and covers all aspects of your financial life, without any conflicts of interest.

  • Our process begins with two introductory meetings to see if we’re the right fit, where we discuss your goals and gather details about your financial situation. From there, we’ll organize your finances under one platform, collaborate to clarify your goals, and deliver a personalized plan—complete with a video walkthrough for you to review at your own pace. We then help keep you on track with quarterly check-ins, task management, and updates to your plan as your life evolves. For a detailed look, see our process page.

  • Absolutely, and many people start by managing their finances on their own. But the real question is whether you want to handle every aspect yourself—from investment strategy and tax planning to staying on top of changing financial laws. Working with us gives you an objective, expert partner who brings tailored advice, time-saving strategies, and peace of mind.

One question for you… ready to start?